*Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book)]
Scion Solutions iFinance Rate determined by applicable rate no lower than Zone 4 (New Vehicles Only)
Scion Solutions Gen Rate determined by applicable Zone (New)
Qualified applicants without bureau FICO scores are eligible for Zone 7 Rate (New Vehicles Only)
"APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing. Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively."

Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $55 documentation fee.

*Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book)]
**Available on 1-3 year old Scion Certified vehicles ONLY.
TFS Used rates apply to Non-Certified Sion Used vehicles. Refer to Toyota Used rate letter for rates. participation guidelines and Flat Fee Schedule.
Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
For < 520 FICO scores, add 1% to Zone 7 rate.
**84 month term requirements: Minimum amount financed is $15,000.

Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $55 documentation fee.

Features
• Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2.
A secondary credit bureau may be used to determine the rate subject to program guidelines.
• Dealer rate participation not allowed on any Scion Solutions retail programs.
• Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
• Credit worthy business applicants are eligible for Zone 1; when a co-application exists, his/her FICO score determines Zone.

Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above.

*Alternative Financing available. See dealer for details.

(Zone 1 - Incl. waived Security Deposit)
Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $55 documentation fee.
• Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone1 rate and waived security deposit. SCPO customers are eligible for Zone1 rate and waived security deposit. Rebate not compatible with SCPO.
• Scion Solutions iFinance rate determined by applicable rate no lower than Zone 3. New only.

Features
• Waived Security Deposit on Zone 1+ and Zone 1 lease agreements.
• Dealer rate participation not allowed on any Scion Solutions lease programs.
• Encore: Security deposit waiver and beginning-of-term benefit are applicable; however, rate reduction for Encore not compatible with any Scion Solutions lease programs.
• Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) New Scions only.
• Multiple Security Deposit: Deduct 0.00010 RCF points from qualified Zone rate for each additional security deposit (maximum of 9)
• 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
• Credit worthy business applicants are eligible for Zone I; when a co-application exists, his/her FICO score determines Zone.
• Applicants without bureau FICO scores are eligible for Zone 5 only.

Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above.

*Alternative Financing available. See dealer for details.