Vehicle Retail & Lease Rates

Keyes Scion Vehicle & Lease Rates
5855 Van Nuys Blvd
Los Angeles, CA 91401

Thursday July 29, 2010 - 9:30 pm

New Scion Vehicles Only Scion Solutions Finance Rates		Months	Rate

		60	5.75%
	Zone 1+ Fico 720 +	66	6.05%
		72	6.10%
		75	6.60%
		84	7.35%

	Advanced Limits*	-	120%
	Advanced Exception Updates**	-	+.25

		60	7.00%
	Zone 1 FICO 719-690	66	7.00%
		72	7.40%
		75	7.90%
		84	8.65%

	Advanced Limits*	-	120%
	Advanced Exception Updates**	-	+.25

		60	8.80%
	Zone 2 FICO 689-670	66	8.80%
		72	9.30%
		75	9.30%
		84	N/A

	Advanced Limits*	-	120%
	Advanced Exception Updates**	-	+.25

		60	10.40%
	Zone 3 FICO 669-650	66	10.90%
		72	11.40%
		75	11.40%
		84	N/A

	Advanced Limits*	-	120%
	Advanced Exception Updates**	-	+.25

		60	12.39%
	Zone 4 FICO 649-630	66	12.39%
		72	13.39%
		75	13.39%
		84	N/A

	Advanced Limits*	-	100%
	Advanced Exception Updates**	-	+.50

		60	14.15%
	Zone 5 FICO 629-610	66	14.40%
		72	14.90%
		75	14.90%
		84	N/A

	Advanced Limits*	-	100%
	Advanced Exception Updates**	-	+.50

		60	17.15%
	Zone 6 FICO 609-580	66	17.50%
		72	17.90%
		75	17.90%
		84	N/A

	Advanced Limits*	-	100%
	Advanced Exception Updates**	-	+.50

		60	21.40%
	Zone 7 FICO 579-520	66	21.65%
		72	21.90%
		75	21.90%
		84	N/A

	Advanced Limits*	-	100%
	Advanced Exception Updates**	-	+.50

		60	N/A
	Zone 8 FICO <520	66	N/A
		72	N/A
		75	N/A
		84	N/A

	Advanced Limits*	-	100%
	Advanced Exception Updates**	-	+.50

	"APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing. Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively." Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $55 documentation fee.

Features
•	Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
•	Dealer rate participation not allowed on any Scion Solutions retail programs.
•	Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
•	Credit worthy business applicants are eligible for Zone 1; when a co-application exists, his/her FICO score determines Zone.
	Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above. *Alternative Financing available. See dealer for details.

Extended Service Coverages

	Scion Solutions Lease Rates Scion Solutions Finance Rates
		Max Term	Scion New Vehicles

	Zone 1+ Fico 720 +	60	0.00285

	Zone 1 FICO 719-690	60	0.00295

	Zone 2 FICO 689-670	60	0.00340

	Zone 3 FICO 669-650	60	0.00410

	Zone 4 FICO 649-630	60	0.00460

	Zone 5 FICO 629-610	60	0.00540

	Zone 6 FICO 609-580	60	0.00600

	Zone 7 FICO 579-520	60	0.00720

	Zone 8 FICO <520	60	N/A

(Zone 1 - Incl. waived Security Deposit)
Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $55 documentation fee.
•	Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone1 rate and waived security deposit. SCPO customers are eligible for Zone1 rate and waived security deposit. Rebate not compatible with SCPO.
•	Scion Solutions iFinance rate determined by applicable rate no lower than Zone 3. New only.

Features
•	Waived Security Deposit on Zone 1+ and Zone 1 lease agreements.
•	Dealer rate participation not allowed on any Scion Solutions lease programs.
•	Encore: Security deposit waiver and beginning-of-term benefit are applicable; however, rate reduction for Encore not compatible with any Scion Solutions lease programs.
•	Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) New Scions only.
•	Multiple Security Deposit: Deduct 0.00010 RCF points from qualified Zone rate for each additional security deposit (maximum of 9)
•	1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
•	Credit worthy business applicants are eligible for Zone I; when a co-application exists, his/her FICO score determines Zone.
•	Applicants without bureau FICO scores are eligible for Zone 5 only.
Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above. *Alternative Financing available. See dealer for details.